A few important dates and requirements can make all the difference in ensuring your clients’ coverage begins when they expect it to. We’ve gathered the key information in one place to make it easy to reference throughout Open Enrollment. Bookmark this page so you can quickly find the dates, resources, and support you need along the way.
Key Dates:
| Date | What happens |
| Nov 1 | Open Enrollment begins. |
| Nov 1 to Dec 15 | Enroll clients for a January 1 effective date. |
| Dec 15 | Last day to enroll clients for a January 1 effective date. |
| Dec 25 | Binder payments are due for January 1 plans. |
| Dec 16 to Jan 15 | Enroll clients for the second effective date, February 1 |
| Jan 15 | Open Enrollment ends. |
Live Help During Open Enrollment:
Join Belynda DiCiaccio and John Ross Hopkin for our OEP Drop-In Sessions, held Tuesdays at 10 AM CT on the following dates:
- November 17
- December 1
- December 29
- January 12
These sessions are a great opportunity to talk through the Open Enrollment challenges you’re encountering, ask questions, and get help working through issues in real time.
Register for Upcoming WebinarsPlan Year 2027 FFM Requirements:
As you prepare for Plan Year 2027, here are a few important requirements to keep in mind. Taking care of these steps ahead of time can help make the enrollment process smoother for you and your clients.
FFM Certification:
Annual FFM certification is required to sell on the Federally Facilitated Marketplace. Many carriers also require agents to upload or provide proof of certification.
UPDATE:
As of Friday, November 6, new agents can now complete their FFM certification! If you haven’t completed yours yet, now is a great time to get started. Once certified, be sure to complete your carrier contracting in your area.
Read the UpdateAgent Authorization:
An authorized agent is required on every broker-assisted application. Only one agent can be authorized per plan year.
Read MoreID Proofing:
ID proofing is required for certain high-risk cases, including:
- A current premium under $30 per month.
- An enrolling premium under $30 per month.
- Adding or changing the broker on an application.
- Changing the residential state.
- A new enrollment.
Helpful Resources & Support:
Looking for a little extra guidance? The OEP Guide walks through the Plan Year 2027 enrollment process, with helpful information in:
- Page 5: Plan Year 2027 enrollment process.
- Page 6: FFM certification steps.
Health Team Contact Information:
If you have questions about a specific case or need a hand working through an enrollment issue, our Health team is here to help!
Phone: (469) 635-6771
Email: healthteam@thebrokerageinc.com
The Brokerage Inc. is here to support you throughout Open Enrollment and help make this season as smooth and successful as possible!
